Who We Are

RM Benefits of Maryland is a small independent Health & Life Insurance Brokerage, based out of Frederick Maryland. We specialize in working with small businesses and individuals to design personalized solutions for their Health, Dental, Life and Supplemental Insurance coverage needs. 

• Communication is EVERYTHING.  You have a personal relationship with your Doctor…  Shouldn’t you have one with your Broker?  We take the time to get to know our clients on a personal level, so we can identify and understand their specific needs.
• Committed to EDUCATING.  Insurance can be overwhelming.  Jargon is everywhere.  We are always happy to spend time with our clients explaining, in simple real-life terms, their coverage and how to best use it.
• Customer (not cost) centric. Insurance is supposed to protect you from harm, not cause you hardship.  Anyone can give you a low price or teaser rate, but there is more to it than that. We work with multiple carriers to find solutions to keep to your budget.  That means helping you apply for valuable tax credits, and weighing out the actual cost of care.

“It’s easy to make a buck. It’s a lot tougher to make a difference.” – Tom Brokaw

Our goal is to make things easy, understandable, and affordable for all of our clients.